$999,000
 $5,211 est/mo Sourced by Back At You

4069 4th Street,Surf City, NC 28445

Surf City, NC 28445

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Description

Welcome to your own slice of coastal paradise on the highly sought-after 'Surf City Canals'. Perfectly timed for summer, boating season and everything coastal living has to offer. This well-built waterfront home is an incredible opportunity to enjoy life on the water with easy access to the ICWW just a short ride down the canal & close proximity to public beach access & all the Surf city staples. Designed with comfort and functionality in mind, this home features an open-concept layout connecting the kitchen, dining space, living room & large waterfront facing decks! All filled with natural light and beautiful views from nearly every window. Down the hall you'll find three spacious guest bedrooms, including a private guest suite with its own updated full bath and another flexible room ideal for a home office, den or bunk room, a full hall bathroom & step up landing with laundry closet & access to the primary bedroom. The oversized primary suite is tucked privately above the garage, creating a peaceful retreat complete with vaulted ceilings, a large walk-in closet, dual vanities and a spacious tub/shower combination. The possibilities don't stop there the ground-floor level is ready for you to make it your own! It offers even more flexible space with sliding glass doors opening to the large patio spaces and the fenced in backyard. When you see it, think; game room, home gym, entertaining area, storage space, additional guest quarters or maybe a potential rental space! Already set up with a full bathroom and second laundry area, this bonus space adds tremendous value and versatility to the home, it just needs your own personal touch to make it come to life. Step outside where this property truly shines. Mature palm trees and lush landscaping frame the fenced backyard, while the expansive outdoor living spaces invite you to relax and soak in the coastal breeze on your own dock with an open boat slip & 2 boat lifts. Enjoy stunning Surf City sunsets from right here or the covered 30x8 deck overlooking the canal, rinse off after a beach day in the spacious outdoor shower, fish off your own dock or simply sit and take in the salt breeze after a busy day. A 16x16 workshop offers plenty of storage for fishing gear, beach equipment, lawn tools and all your water toys. With an oversized two car garage (26 x 23), parking for 4+ vehicles in the main driveway and an additional 30+ foot long single driveway, parking for boat trailers, RV's or extra guests shouldn't be a problem. Whether you're heading out for a day of boating and fishing, cruising the island by golf cart or taking a quick walk or bike ride to the beach, local parks, restaurants, nightlife and Surf City favorites, this home delivers the ultimate waterfront lifestyle at an exceptional value. Even better some major updates have already been completed for peace of mind including a mini-split HVAC system installed in 2021, water heater replaced in 2020, roof replaced in 2018, plus an updated seawall, fencing, decks, and HVAC systems all within the last 10 years or less. If you've been searching for a must-see coastal home with space, flexibility, deep-water access and an unbeatable location this Surf City gem is ready to welcome you home!

Details

MLS #100575181
Listing TypeFor Sale
StyleHouse
Sub-TypeResale
StatusActive
Year1986
Days On Site95
Listing Provided ByColdwell Banker Sea Coast Advantage | Renee L Clark

Features

Bed(s)4
Bath(s) 4 Total
SQ Feet2,336
Garage2
Story(s)2
ZoningMHS
Acreage0.18
Water FrontPier, Boat Lift, Bulkhead, Canal Fr
Property ViewCanal, Sound, Water

Interior

Interior FeaturesWalk-in Closet(s), Vaulted Ceiling(s), Ceiling Fan(s), Walk-in Shower, Blinds/Shades, Eat-in Kitchen, Walk-In Closet(s)
Heating Yes / NoYes
Cooling Yes / NoYes
CoolingCentral Air, Heat Pump
Fireplace Yes / NoNo
Laundry FeaturesDryer Hookup, Washer Hookup, Laundry Closet, Laundry Room
Rooms Total7

Exterior

Exterior FeaturesOutdoor Shower, Other
RoofArchitectural Shingle
Foundation DetailsOther, Slab, Pilings
Lot FeaturesBoat Slip, Boat Lift, Bulkhead, Pier, Water Depth 4+
Waterfront FeaturesPier, Boat Lift, Bulkhead, Canal Front, Water Depth 4+
ViewCanal, Sound, Water
Construction MaterialsVinyl Siding, Wood Frame

Parking

Attached Garage Yes / NoYes
Garage Yes / NoYes
Parking FeaturesGarage Faces Front, Concrete, Garage Door Opener, Paved

Utilities

UtilitiesSewer Connected, Water Connected

Taxes

Tax Assessed Value673477
Tax Book Number11
Tax Legal DescriptionL28 S3 B42 OLD SETTLERS BEACH
Tax Year2025

Area Information

StateNC
CountyOnslow
CitySurf City
Zip Code28445
Community NameOld Settlers Beach
School DistrictOnslow
Elementary SchoolDixon
High SchoolDixon
Listing VS Median (in Old Settlers Beach)
Price:
$999,000
low | high
Med:
$986,750
51.226226226226% of Average
sqft:
2,336
low | high
Med:
2,684
35.124143835616% of Average
$ / sqft:
$428
low | high
Med:
$376
62.024805987905% of Average
On site:
95
low | high
Med:
50.5
100% of Average
Sourced by Back At You

Market Activity 28445

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Learn More About This Property

StateNC
CountyOnslow
CitySurf City
Zip Code28445
Community NameOld Settlers Beach
School DistrictOnslow
Elementary SchoolDixon
High SchoolDixon
Listing VS Median (in Old Settlers Beach)
Price:
$999,000
low | high
Med:
$986,750
51.226226226226% of Average
sqft:
2,336
low | high
Med:
2,684
35.124143835616% of Average
$ / sqft:
$428
low | high
Med:
$376
62.024805987905% of Average
On site:
95
low | high
Med:
50.5
100% of Average
Sourced by Back At You
Nearby Listings (Within 1/4 mile)
Price: $749K - $1.248M
sqft: 1,500 - 2,500
Nearby Listings Property ImageNearby Listings Details
7060 7th Street Property Photo 1
$650,000
7060 7th Street
Surf City, NC 28445
1041 1st Street Property Photo 1
$959,000
1041 1st Street
Surf City, NC 28445
Listing Updated: August 18, 2026 at 6:28:21 PM PDT